In order for a state to be a state, it should provide for the necessities of its individuals. Individuals also have the responsibility to provide for themselves. If the state cannot provide opportunity when you are capable of working, that is the problem of the state. If you cannot work when the opportunity is available, that is the problem of the individual. But, since the state speaks for the many, it has to play the role of benevolent council. While the state may have provided many opportunities to you for work, you may have a disability particular to you. In order for the state to carry its responsibility to provide necessities for its citizens, a fund for disability has to be taken into account. It is absolutely immoral to allow an individual, who could have become injured by chance, to become crushed under a system for the many. If you exploit opportunities provided by the state, within its infrastructure, of course, in the interest of fairness, and even business principle, a tax is in order, or in business terms, a share holder profit. For some reason, business does not want to play its part in this. Private business does not want the state to care for you, the business does not want to care for you because the business does not want to pay to do so. Businesses have to become state entities. Not that the state should own the business, but the businesses should sit on top of revocable charters, that are reviewable. A credible threat. Right now, private business has fractured the world. We should gain control over the necessity of the planet, while maintaining the freedom to create, and profit. But, profit should never come at the expense of global necessity.